Michael Zammitt

Rated 4.96 out of 5 based on 46 customer ratings

At Frankiewicz Financial, our goal is to provide a superior mortgage experience that exceeds your expectations. We aim to earn your trust as the lender you'll recommend to your loved ones and community. Our team of mortgage professionals is dedicated to fostering meaningful relationships with our clients, built on the foundation of trust, honesty, integrity, and ethics. These values underpin our business model, enabling us to provide customized mortgage solutions that cater to your unique requirements.

My Credenitals

Branch:	Frankiewicz Financial Mortgage Group
Member:	Michael Zammitt
Title:	Loan Officer
NMLS:	#164112
Email:	mortgagewithmikez@gmail.com
Phone:	+1 (734) 634-8372

How can I help you?

Mortgages

Home Purchase Loans

I would be happy to assist you through the process of obtaining a favorable mortgage rate. Don't miss out on this opportunity - get in touch with me today to initiate your home purchasing journey!

Adjustable Rate Mortgages (ARM)
FHA Loan
FHA 203K
Conventional
HARP
Jumbo & Super Jumbo Loans
Reverse Mortgage
USDA & VA loans

APPLY TODAY

Lock in Rate

Refinancing

If you are seeking to decrease your monthly mortgage payment, obtain a lower interest rate, or secure funds for home improvements, refinancing may be the solution to achieving your objectives.

Adjustable Rate Mortgages (ARM)
FHA Loan
FHA 203K
Conventional
HARP
Jumbo & Super Jumbo Loans
Reverse Mortgage
USDA & VA loans

APPLY TODAY

Pre-Qualify

Pre-Approval Letter

Get pre-approved for free and take the first step towards homeownership! Discover the best mortgage options tailored to your specific needs.

Increased negotiating power
Greater clarity on your budget
Faster closing process
Reduced hassel
Feel confident with your offer
Stand out in a competitive market

APPLY TODAY

Explore Rates

Today's Rates

Stay up-to-date with the latest mortgage rate changes by getting a personalized quote tailored to your specific needs. I can provide you with a free quote today!

Find the best rate
Compare different lenders
Determine your budget
Understand your options
Plan for the future
No obligation

APPLY TODAY

46 reviews for Michael Zammitt

5.0

Based on 46 reviews

5 star	95	95%
4 star	4	4%
3 star		0%
2 star		0%
1 star		0%

1-5 of 46 reviews

NORMAN CARL
Reviewer

March 27, 2022

Rated 5 out of 5
Great customer service

(0) (0)
KATE WHARTON
Reviewer

February 16, 2022

Rated 5 out of 5
Mike was great about walking us through the whole process. He was very quick to respond to any questions we had and made sure that everything went very smoothly.

(0) (0)
RENE KRIENITZ
Reviewer

February 1, 2022

Rated 5 out of 5
Mike Zammitt did a great job with my refi and with the new mortgage for my daughter, which I am a co-mortgagee on. He is knowledgeable, honest, and kept us informed through the whole process. I would highly recommend him.

(0) (0)
DAVID COLVIN
Reviewer

January 31, 2022

Rated 5 out of 5
The experience I had working with Mike. I’m a big dummy with this stuff and Mike was able to answer any questions I had. I felt very comfortable with him.

(0) (0)
KELSEY KRIENITZ
Reviewer

January 31, 2022

Rated 5 out of 5
Mike was always on his game helping me secure my mortgage!! Would definitely recommend

(0) (0)

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NMLS: 130290, 164041

NMLS stands for the Nationwide Mortgage Licensing System. It is a national database that tracks and maintains information on mortgage loan originators (MLOs) and their employers.

Equal Housing Lender

At Frankiewicz Financial Mortgage Group, we are committed to fair lending practices and adhere to all federal laws. Let us help you navigate the housing market with confidence and protection.

Brokers Are Better Network

Brokers Are Better is an educational resource for consumers to access knowledge about home loans and the mortgage process. This is a one-stop resource for homebuyers.

AIME Member 2023

The Brokers Are Better Network is a collective between AIME and industry-leading vendors, with the common goal of delivering top-tier products & services at an affordable price point.

Google Rating

5.0

Based on 277 reviews

Kaye Financial Corporation

5.0

Mario Lombardo

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Cheryl processed my paperwork and contacted the others necessary to complete the process. She is totally professional and friendly. I HIGHLY recommend Kaye Financial for your monetary needs.

Tonima Tasnim Ananna

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Stephen Ferency helped us close on our house. He was super efficient and responsive, and got appraisal and a number of other fees waived. We closed in three weeks. I recommend him highly.

John Dillon

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Michael Zammitt, was the best. He guided us through a difficult house purchase. He was patient and understanging each step of the process. He was a great help to my wife and I. I would highly recommend him to anyone interested in purchasing a home.

Mirna M

1711376592

I had a great experience, buying my first house. It was a smooth process, and I was provided with a great deal of financial support, including a 5k grant towards my down payment for the house.

Ronald “Pert” Perticone

1710995301

Katie is top of the class in the helping, finding, * all of the little but nessasry things & people arrangements,papers, that have to be taken care of! This process takes way too long and is very repetitive! It is real easy just to assume evertone is doing there job and your only a couple weeks away! After that feeling that something just isn't going right or there is a serious problem, it's time to find out or get a second opinion for some advice! That is what the realtor for the seller and I did! There is a lot of elements to be on top of & Katie is the one that still does every part of her job! Unlike most people in all fields that just don't ,"Do There Job!" From the very first conversation with her, to almost hitting my deadline to close, always kept up to date with all the things that have to be completed before closing, Katie did her job well and efficiently! I was very fortunate to have the help of 2 professional lady's with this long process! Sherri from Keller Reality and Katie from Kaye Financial!They truly are the best in there fields and the only ones that I can recommend!Very Seriously, Ron Perticone

Tony Clarke

1710977637

I found k financial to be an upstanding company. Sandra, in particular, felt like family. She guided us through the rough terrain of purchasing our a house. As a new homeowner I can say Thanks to her, we are now comfortable in our new residence. I would not hesitate to recommend her if you are a new home buyer because in my opinion she goes the Xtra mile to make sure you are successful in acquiring that dream home.

Sandy Hayes

1710630770

Kelley was the best. She was with us from. The start to the finish. Could not have went any better. 5 stars

MERNA

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It's great!

Gregory DeGrandis

1710423671

Great company to work with fast efficient and friendly

Kyle Martin

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Celestine Major

1707692380

Thank you soooo much Kaye Financial and @TeamSuzi I’m extremely grateful for you!!!Takelia Stephens

Anthony Kuchar

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Mark McCaslin

1706917087

Jeffrey Jannett and Kaye Financial great communication and easy to work with !. All success!

Annalyse Hudson

1704396203

I thought they all were very nice and professional were able to answer all questions that my mother and I had.

Ryan Wohlfert

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It was an absolute pleasure working with Kaye Financial. They helped us when no one else could. The communication, problem-solving, and attention to details was top notch, and I can't thank them enough for the excellent service and results!!

Antonio Arroniz

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Kevin was great to work with, he answered all my questions and also gave me suggestions to make better informed decisions.I didn't have any issues during closing as everything was done fast and smooth.I would definitely recommend working with Kaye Financial when looking for a mortgage lender.

T HOGAN

1702415903

Carol is the best. The mortgage process drives almost anyone to the point of insanity no matter who you chose but Carol was a beacon of hope and helpfulness the whole time

Tharina Verroen

1701529170

Suzi was a huge support and help to get me through this process with my ex husband. Kind, helpful and efficient!

Devin Rangel

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I would highly recommend Sanda with Kaye financial. She went above and beyond making the process work as smoothly as possible. Fast closing times with constant communication day and night. I would refer her for all my friends and family.

Kim Hatcher

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shirlene cherry

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Very professional and got the job done promptly!

Kathy Rinna

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Katie was extremely helpful in getting us over the finish line:)

Deborah Carr

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Brian was amazing! He was so wonderful! This was not an easy process by no means due to all the unexpected problems that arose on both the seller and buyers side to get this deal done. He was patient and understanding. A great support through a difficult mortgage process. Thank you Brian!!!

Kristin Nikolauzyk

1698334857

Kaye Financial, specifically Craig Pearce is an amazing Lender/Broker to work with. I have completed 5 transactions with them over the past 5 years, (3 Purchases & 2 Refi's ) and wouldn't hesitate recommending them to anyone. Incredible customer service, work ethics & extremely knowledgeable of the industry ... always going above and beyond, making the entire process seamless. I will certainly reach back out to Kaye Financial/Craig for any future mortgage/lending needs.

krisjel mersi

1697808691

See all reviews Write a review

Facebook Rating

5.0

Based on 56 reviews

Kaye Financial Corporation NMLS: 130290

5.0

Chris Guyor

1671217828

Scott Sisler has handled my last three mortgages, and he is quick, efficient and very knowledgeable. An excellent experience from start to finish!

Byiringiro Wa Maele Jack

1667782174

I am pleased with Mr. Ethan Payne's trading platform , they have friendly and enthusiastic brokerage platform. Withdrawal is quick and signals are profitable.
I never had delays making any withdrawal. Excellent services and a good trading platform. I earned a lot and also learned a lot of effective trading strategies from them. I am a trader and have been using their services for a few months now. I am glad I picked them to be my broker for forex trading. All services are simply amazing.
My greatest appreciation goes to Mr. Ethan Payne for the good work
Email: ethanpayne700@gmail.com
WhatsApp:+44 7862 075181

Thabane Anelerhy Stha Nene

1656128121

I thought i was going to end up in shame and disgrace why because I was seriously warned by friends who told me not to get involve in Bitcoin investment due to their past experience but I told them my case is different because I was so desperate to make money not until I saw a post on how a man made huge investment profits from Mrs Hendrick Jennifer I build up some trust and believe and I contacted her and truly everything start working fine for me. I specially give all thanks to Mrs Hendrick Jennifer for being a blessing to my life. contact her via Email:
Email: hendrickjennifer550@gmail.com
WhatsApp +13523402962

Lynn Rosen-Bright

1637390779

This team knows and does what it takes to get the clear to close. #simplythebest

Glenda LaCroix

1628793924

awesome , very helpful😀I would use sandy again!

Stephanie Daubenspeck

1625767433

Steve was amazing to work with and helped us every step of the way. i would recommend him every time! Thank you again Steve!

Cory Caruana

1624998885

I highly recommend. Everyone involved treated me like their only customer. I was impressed with great communication and attention to detail.

Karen Siejutt

1624367905

Suzanne made our experience an A plus. She was extremely helpful and knowledgeable. We would definitely recommend her to anyone looking for a smooth loan experience.

Mark Rice

1620739539

Great personal service. Updates as far as where the loan process was at were always a phone call away. It was a busy time for us. Steve took the time to explain all the information gathering and the reasons for it. Thank You Steve Camisa!

Susan Kenney Baranowski

1619556406

Very Professional, convenient and quick! I highly recommend Heath Little and Kaye Financial!

Alex Bendaña

1618762292

We were lucky enough to be referred to Kevin through a family member, who is a phenomenal mortgage lender.

It was our first time purchasing a home and Kevin was with us every step of the way. He is super knowledgeable, capable, and easygoing.

Thanks Kevin for making this home purchase enjoyable and exciting instead of complicated and intimidating!

Debbie McDole

1618145792

Everything was great from start to finish! Great communication, keeping us updated on the progress, everything went as planned not to mention the convenience of them coming to our home for the closing.
Highly recommended!!

Olufemi Adekunle Rotty

1618036453

They make sure you are well represented ,patient in their dealing with you ,make sure your interest are well protected and carry you along in everything.Once you dealing with them ,you can be rest assured you getting the best service any organization can offer.

Jeffrey Rosenbaum

1617968791

The entire refinance process moved quickly and flawlessly. Charyl assisted in the process the entire way.

Highly recommend Charyl

Doyle Rodenbeck

1617779608

Scott was on top of everything during our entire experience! He went beyond the necessary to get our purchase handled quickly and easily. I recommend Kaye Financial without reservation.

Edward Jackson

1614526406

Suzzie Neff and her team are the best. Thanks again for all of your help and for being patient.

Mitzi Vaughan

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Steve was great and helped me secure financing and close on our new home quickly! My agent even said he’s going to be her new preferred lender ! We had some obstacles to overcome because I’m self employed and he helped me work thru every one to close quickly!

Wendy Coleman

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My husband and I did two loans with Dana Durand at Kaye Financial Corp. and were extremely happy. Her interpersonal communication skills & analytical skills are amazing. She is very responsive, organized, patient, honest, knowledgeable, professional, friendly and trustworthy. She arranged the whole loan process in a short time and we felt organized throughout the process. Dana listened to what our primary goals were and found the most cost effective deal for our needs. The very best compliment I can give Dana is that I'm HIGHLY recommending her to our friends and family. We couldn't be happier! Thank you Dana and Kaye Financial Corporation!

John Cassel

1612115833

Professional, attentive service. Marci answered all of our questions clearly and promptly.

Marcia A Meyers

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Professional and excellent customer service.

Mike LaDuke

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When your looking to buy a house and in the need of a mortgage I used Kaye Financial and worked with Scott Orhan and never regretted it for one second. This guy puts you at ease during the whole process and Kaye Financial gives the best rates around. Scott Orhan is the guy you want and that's for sure.

Rich Sigler

1607788030

Very knowledgeable, friendly, and respond quickly to questions.

Wilma Zaft Fellman

1607730214

Suzanne takes the burden out of the overwhelming task of financing or refinancing homes. After several positive experiences with her, I have found Suzanne to be efficient, extremely cordial, timely and precise in everything she does for her clients.

Stephanie Pini Pratt

1607690787

Professional, efficient and kind. I highly recommend!

Kay Jackson

1607088153

Their professionalism and efficiency. Suzanne was always in contact. The refinance went thru fast. She let us know what paperwork we needed and put everything together for us to speed things on the way. Not only professional but a pleasant person to work with.

Sincerely the Jackson’s

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At the heart of our business model are the values of trust, honesty, integrity, and ethics, which we believe are essential in building lasting relationships with our clients. Our team of dedicated mortgage professionals is committed to providing an exceptional mortgage experience that meets the unique needs of each of our clients. We aspire to become the mortgage lender of choice, one that you can rely on to serve your family, friends, and community with unparalleled service and expertise. Our goal is to deliver customized mortgage solutions that are tailored to your specific financial situation, helping you achieve your homeownership goals.

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin