Michael Zammitt

Rated 4.96 out of 5 based on 46 customer ratings

At Frankiewicz Financial, our goal is to provide a superior mortgage experience that exceeds your expectations. We aim to earn your trust as the lender you'll recommend to your loved ones and community. Our team of mortgage professionals is dedicated to fostering meaningful relationships with our clients, built on the foundation of trust, honesty, integrity, and ethics. These values underpin our business model, enabling us to provide customized mortgage solutions that cater to your unique requirements.

My Credenitals

Branch:	Frankiewicz Financial Mortgage Group
Member:	Michael Zammitt
Title:	Loan Officer
NMLS:	#164112
Email:	mortgagewithmikez@gmail.com
Phone:	+1 (734) 634-8372

How can I help you?

Mortgages

Home Purchase Loans

I would be happy to assist you through the process of obtaining a favorable mortgage rate. Don't miss out on this opportunity - get in touch with me today to initiate your home purchasing journey!

Adjustable Rate Mortgages (ARM)
FHA Loan
FHA 203K
Conventional
HARP
Jumbo & Super Jumbo Loans
Reverse Mortgage
USDA & VA loans

APPLY TODAY

Lock in Rate

Refinancing

If you are seeking to decrease your monthly mortgage payment, obtain a lower interest rate, or secure funds for home improvements, refinancing may be the solution to achieving your objectives.

Adjustable Rate Mortgages (ARM)
FHA Loan
FHA 203K
Conventional
HARP
Jumbo & Super Jumbo Loans
Reverse Mortgage
USDA & VA loans

APPLY TODAY

Pre-Qualify

Pre-Approval Letter

Get pre-approved for free and take the first step towards homeownership! Discover the best mortgage options tailored to your specific needs.

Increased negotiating power
Greater clarity on your budget
Faster closing process
Reduced hassel
Feel confident with your offer
Stand out in a competitive market

APPLY TODAY

Explore Rates

Today's Rates

Stay up-to-date with the latest mortgage rate changes by getting a personalized quote tailored to your specific needs. I can provide you with a free quote today!

Find the best rate
Compare different lenders
Determine your budget
Understand your options
Plan for the future
No obligation

APPLY TODAY

46 reviews for Michael Zammitt

5.0

Based on 46 reviews

5 star	95	95%
4 star	4	4%
3 star		0%
2 star		0%
1 star		0%

1-5 of 46 reviews

NORMAN CARL
Reviewer

March 27, 2022

Rated 5 out of 5
Great customer service

(0) (0)
KATE WHARTON
Reviewer

February 16, 2022

Rated 5 out of 5
Mike was great about walking us through the whole process. He was very quick to respond to any questions we had and made sure that everything went very smoothly.

(0) (0)
RENE KRIENITZ
Reviewer

February 1, 2022

Rated 5 out of 5
Mike Zammitt did a great job with my refi and with the new mortgage for my daughter, which I am a co-mortgagee on. He is knowledgeable, honest, and kept us informed through the whole process. I would highly recommend him.

(0) (0)
DAVID COLVIN
Reviewer

January 31, 2022

Rated 5 out of 5
The experience I had working with Mike. I’m a big dummy with this stuff and Mike was able to answer any questions I had. I felt very comfortable with him.

(0) (0)
KELSEY KRIENITZ
Reviewer

January 31, 2022

Rated 5 out of 5
Mike was always on his game helping me secure my mortgage!! Would definitely recommend

(0) (0)

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NMLS: 130290, 164041

NMLS stands for the Nationwide Mortgage Licensing System. It is a national database that tracks and maintains information on mortgage loan originators (MLOs) and their employers.

Equal Housing Lender

At Frankiewicz Financial Mortgage Group, we are committed to fair lending practices and adhere to all federal laws. Let us help you navigate the housing market with confidence and protection.

Brokers Are Better Network

Brokers Are Better is an educational resource for consumers to access knowledge about home loans and the mortgage process. This is a one-stop resource for homebuyers.

AIME Member 2023

The Brokers Are Better Network is a collective between AIME and industry-leading vendors, with the common goal of delivering top-tier products & services at an affordable price point.

Google Rating

5.0

Based on 306 reviews

Kaye Financial Corporation

5.0

Karen Homovec

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The loan process was so easy and seamless. Brian was super helpful and available at every step. We are repeat customers and will always come back to Kaye Financial for our loan needs! :)

Tim Seidler

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Extremely fast and efficient

Eric Matich

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It was very nice experience everything was handled with professionalism. Thanks again.

Lauren Daniels

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Mike was fantastic to work with from start to finish. Very knowledgeable and willing to help us, highly recommend working with Mike!

M R

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christine biriiac

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Steve was truly the best out there! he’s so responsive & this was my very first home but he answered every question & never made me feel dumb for it! so understanding…. would highly recommend! we loved steve!

Celia Al-Farah

1722972729

Katie has been so professional and thorough! She was very patient and answered all my questions in a timely manner. She went above and beyond for me and got me the best rate! I appreciate her service and looking forward to working more with her.She treated me like family and has my best interest at heart. Highly recommend her for all loan services!

Tyson Yates

1722800487

It has been a pleasure working with Katie Beshara over the past two years. I had a tough divorce and my credit took a hit. Katie called me and asked if I was interested in refinancing my home. I told her I've spoken with other companies in the past, but when they saw my credit report, they stopped calling. It was Katie's promise to me that she would do everything she could to get me approved, but more importantly, she would be honest with me and let me know if it wasn't going to work. Katie got me approved, and 6 months later when my credit score had improved a lot, she got me another rate reduction. Because of their honesty and professionalism, I highly recommend Katie Beshara and Kaye Mortgage.

Kyra Luyckx

1722541470

Scott at Kaye Financial was incredible to work with! We could call Scott at literally any time of day and he was more than happy to walk us through any questions we had.

Craig Meono

1722451345

Everything went easy, smooth and best of all, felt like I understood everything along the way.

Constance Davis

1722379612

Kaye Financial is by far the best mortgage brokerage in Michigan. The team is absolutely professional and treat you like family from the start of the process until it's completed.David and the rest of the staff at Kaye Financial are top notch, you couldn't be in better hands for your mortgage and financing needs.

Jay R Edrada

1722341641

In my wildes dream. Kaye financial has made our dream come true. The whole team were so helpful and made it so easy for us to purchase a house. Highly recommend Kaye Finacial Corporation. Would contact them again in the future. Thank you!

Kurtis parmenter

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Eric Schupp

1721138214

From start to finish, Scott Sisler was amazing to work with. Very professional and responsive. I couldn't be happier with my experience.

Brett Maschino

1721126945

Able to answer any and all questions I had, very easy to work with, couldn’t have asked for anyone better to work with.

Senan Shaboo

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Kesha Daniels

1720536017

It was a pleasure working with Morris and Kelley. They provided prompt and professional service closing our deal in 2 weeks. I highly recommend Maxim/Kaye Financial for your mortgage needs. Thank you for the best experience purchasing our new home!

Justin Black

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Steve Frankiewicz made the process easy, the easiest closing I've ever had. Definitely recommend!

Kelly Grubaugh

1719930143

Kevin Galen serviced our mortgage needs and did a phenomenal job. The two things I appreciate most is that he was accessible and provided helpful information at each step of the loan process.

Abigael Birisu

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jeff odenthal

1719668392

Had seamless and hassle-free loan experience. Would use again

Ray Saucedo

1719611786

Jim Trantham

1719605465

I found myself in a position of only being self employed for a short period of time but needing to do a cash out refinance for home improvement. Carol my loan officer not only found a solution for me. She was a joy to work with during the time needed to close and fund my loan. I am forever grateful for Carol and Kaye Financial and will gladly recommend them.

Jotham Sentamu

1719501052

The best in business. They work with you each step up to the end. Making sure you understand everything. I liked there professionalism . Thanks to Carol.

Ja Mo

1718658776

Worked on a mortgage with Scott Orhan. Pretty stress free process. He came to my home, helped identify the documents needed, and then worked his magic.

See all reviews Write a review

Facebook Rating

5.0

Based on 57 reviews

Kaye Financial Corporation NMLS: 130290

5.0

Samson Joshua

1723604985

Just wanted to say a BIG thank you to Mrs. Taisha Carson for handling the trading of my account.
Your professionalism, genuine kindness and bluntness at times when I needed to face reality are what made me progress. I only wish I had known about you earlier from the first moment I decided to trade. Nevertheless, I am grateful!
contact her
Email: taishacarson025@gmail.com
WhatsApp: +1(929) 238-1847
Facebook: Taisha Carson

Tyson Yates

1722626676

Joseph Bellinger

1716904801

I was searching for a home in Kalkaska; just looking. Loh and behold, I found a place I wanted to buy, but I had not done any preapprovals with a lender and was behind the 8 ball in a competitive market. My realtor suggested I contact Kaye Financial and within a few hours after getting my information, I had an approval letter to present to the sellers. My loan officer was Sandy Dobrowitsky, and she not only led me through the entire process, more than once, she called just to make sure I was keeping my sanity in tact. I was not just given excellent service, I was cared for by this wonderful team!! Thank you again, to Sandy and Kaye Financial!!

Chris Guyor

1671217828

Scott Sisler has handled my last three mortgages, and he is quick, efficient and very knowledgeable. An excellent experience from start to finish!

Byiringiro Wa Maele Jack

1667782174

I am pleased with Mr. Ethan Payne's trading platform , they have friendly and enthusiastic brokerage platform. Withdrawal is quick and signals are profitable.
I never had delays making any withdrawal. Excellent services and a good trading platform. I earned a lot and also learned a lot of effective trading strategies from them. I am a trader and have been using their services for a few months now. I am glad I picked them to be my broker for forex trading. All services are simply amazing.
My greatest appreciation goes to Mr. Ethan Payne for the good work
Email: ethanpayne700@gmail.com
WhatsApp:+44 7862 075181

Thabane Anelerhy Stha Nene

1656128121

I thought i was going to end up in shame and disgrace why because I was seriously warned by friends who told me not to get involve in Bitcoin investment due to their past experience but I told them my case is different because I was so desperate to make money not until I saw a post on how a man made huge investment profits from Mrs Hendrick Jennifer I build up some trust and believe and I contacted her and truly everything start working fine for me. I specially give all thanks to Mrs Hendrick Jennifer for being a blessing to my life. contact her via Email:
Email: hendrickjennifer550@gmail.com
WhatsApp +13523402962

Lynn Rosen-Bright

1637390779

This team knows and does what it takes to get the clear to close. #simplythebest

Glenda LaCroix

1628793924

awesome , very helpful😀I would use sandy again!

Stephanie Daubenspeck

1625767433

Steve was amazing to work with and helped us every step of the way. i would recommend him every time! Thank you again Steve!

Cory Caruana

1624998885

I highly recommend. Everyone involved treated me like their only customer. I was impressed with great communication and attention to detail.

Karen Siejutt

1624367905

Suzanne made our experience an A plus. She was extremely helpful and knowledgeable. We would definitely recommend her to anyone looking for a smooth loan experience.

Mark Rice

1620739539

Great personal service. Updates as far as where the loan process was at were always a phone call away. It was a busy time for us. Steve took the time to explain all the information gathering and the reasons for it. Thank You Steve Camisa!

Susan Kenney Baranowski

1619556406

Very Professional, convenient and quick! I highly recommend Heath Little and Kaye Financial!

Alex Bendaña

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We were lucky enough to be referred to Kevin through a family member, who is a phenomenal mortgage lender.

It was our first time purchasing a home and Kevin was with us every step of the way. He is super knowledgeable, capable, and easygoing.

Thanks Kevin for making this home purchase enjoyable and exciting instead of complicated and intimidating!

Debbie McDole

1618145792

Everything was great from start to finish! Great communication, keeping us updated on the progress, everything went as planned not to mention the convenience of them coming to our home for the closing.
Highly recommended!!

Olufemi Adekunle Rotty

1618036453

They make sure you are well represented ,patient in their dealing with you ,make sure your interest are well protected and carry you along in everything.Once you dealing with them ,you can be rest assured you getting the best service any organization can offer.

Jeffrey Rosenbaum

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The entire refinance process moved quickly and flawlessly. Charyl assisted in the process the entire way.

Highly recommend Charyl

Doyle Rodenbeck

1617779608

Scott was on top of everything during our entire experience! He went beyond the necessary to get our purchase handled quickly and easily. I recommend Kaye Financial without reservation.

Edward Jackson

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Suzzie Neff and her team are the best. Thanks again for all of your help and for being patient.

Mitzi Vaughan

1614092075

Steve was great and helped me secure financing and close on our new home quickly! My agent even said he’s going to be her new preferred lender ! We had some obstacles to overcome because I’m self employed and he helped me work thru every one to close quickly!

Wendy Coleman

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My husband and I did two loans with Dana Durand at Kaye Financial Corp. and were extremely happy. Her interpersonal communication skills & analytical skills are amazing. She is very responsive, organized, patient, honest, knowledgeable, professional, friendly and trustworthy. She arranged the whole loan process in a short time and we felt organized throughout the process. Dana listened to what our primary goals were and found the most cost effective deal for our needs. The very best compliment I can give Dana is that I'm HIGHLY recommending her to our friends and family. We couldn't be happier! Thank you Dana and Kaye Financial Corporation!

John Cassel

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Professional, attentive service. Marci answered all of our questions clearly and promptly.

Marcia A Meyers

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Professional and excellent customer service.

Mike LaDuke

1608211163

When your looking to buy a house and in the need of a mortgage I used Kaye Financial and worked with Scott Orhan and never regretted it for one second. This guy puts you at ease during the whole process and Kaye Financial gives the best rates around. Scott Orhan is the guy you want and that's for sure.

Rich Sigler

1607788030

Very knowledgeable, friendly, and respond quickly to questions.

See all reviews Write a review

At the heart of our business model are the values of trust, honesty, integrity, and ethics, which we believe are essential in building lasting relationships with our clients. Our team of dedicated mortgage professionals is committed to providing an exceptional mortgage experience that meets the unique needs of each of our clients. We aspire to become the mortgage lender of choice, one that you can rely on to serve your family, friends, and community with unparalleled service and expertise. Our goal is to deliver customized mortgage solutions that are tailored to your specific financial situation, helping you achieve your homeownership goals.

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin